As you can see this roof is in need of a replacement. The shingles have major granule loss. You can also see exposed nails.
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2
Tarp on roof is a temporary fix.
A tarp can help prevent leaks from getting into the house however, a tarp on the roof should be a temporary fix to stop an emergency leak. This is not a permanent fix.
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3
Shingles have met their life expectancy
As you can see this roof has major granule loss which can happen over time. This roof is in dire need to be replaced. Shingles have a life expectancy. But as with most things, proper maintenance and care will help with the life of your roof.