When You Should Tarp Your Roof Instead of Repairing It
Homeowners in Knoxville, TN—and across the nation—are no strangers to unexpected weather events. Storms, high winds, hail, and heavy rainfall can wreak havoc on homes, with one of the most vulnerable areas being the roof. But when disaster strikes, is it always best to dive straight into repairs? Not always. Sometimes, the smartest and most […]
Knoxville Hail Storm – April 10th, 2025: What Homeowners Need to Know
On the evening of April 10, 2025, a considerable hail storm passed through Knoxville, TN, pelting neighborhoods with golf-ball and ping-pong-ball-sized hailstones, strong wind gusts, and relentless rain. The Knoxville Hail Storm has quickly become one of the top severe weather events in recent East Tennessee history. According to data from Interactive Hail Maps, this […]
WIND DAMAGE
WHAT DOES WIND DAMAGE LOOK LIKE?
Wind damage on a roof can manifest in various ways, and the appearance of the damage depends on factors such as wind speed, the age and condition of roofing materials, and the quality of the roof installation.
What Does Hail Damage Look Like On My Roof?
WHAT DOES HAIL DAMAGE LOOK LIKE?
Hail damage on a roof can manifest in various ways, and the appearance of the damage depends on factors such as the size of the hailstones, the type of roofing materials, and the force of the impact.
What Should I Do If A Tree From My Neighbor’s Yard Hits My Roof?
When a neighbor’s tree falls on your roof, you should first contact your homeowners’ insurance and encourage your neighbor to call theirs. If you can prove that your neighbor was negligent by ignoring safety hazards, such as a tree showing signs of decay, illness, or infection, they may be held liable for the damage. If not, your insurance company should reimburse you for the cost of roof repairs after paying your deductible. Here are some general steps you can consider taking:
Are Roof Leaks Covered by Homeowners Insurance?
Yes, roof leaks are covered by homeowners insurance if caused by storm damage, such
as wind or hail. Check with your insurance policy to make sure there are no exclusions regarding your roofing. Interior damage to things like drywall or flooring is always covered by
insurance, but roof damage is only covered if caused by a storm. If the roof leak is a result of wear and tear, age, or lack of proper maintenance, it may not be covered.
How Hard is it to Get Insurance to Pay for My Roof?
A successful insurance claim payout for a roof can be easy, but is often challenging. An insurance companies’ primary form of income is dependent upon investing money from insurance premiums. Because of this innate relationship with the unpredictable stock market and economy, in general, insurance companies can be more reluctant to pay insurance claims during bad times, and more willing during good times. In some cases roofing contractors may request the assistance of other licensed professionals, such as appraisers, adjusters, and attorneys in order to get insurance companies to cover the cost of roof repairs.
Do I Need to Get Multiple Quotes for Insurance Work?
There are no rules requiring multiple proposals or that you go with the lowest bidder. It is not required that homeowners get 3 quotes for insurance inspections or work, despite popular opinion.