Close this search box.

What Should I Do If A Tree From My Neighbor’s Yard Hits My Roof?

When a neighbor’s tree falls on your roof, you should contact your homeowners’ insurance and encourage your neighbor to call theirs. If you can prove that your neighbor was negligent by ignoring safety hazards, such as a tree showing signs of decay, illness, or infection, they may be held liable for the damage. If not, your insurance company should reimburse you for the cost of roof repairs after paying your deductible. Here are some general steps you can consider taking:

  1. Document The Damage: Take photos of the damage caused by the fallen tree. This documentation can be useful for insurance claims or any potential legal issues.
  2. Contact Your Insurance Company: Typically, your homeowner’s insurance may cover the cost of repairs for damage caused by a neighbor’s tree. Contact your insurance company to report the incident and begin the claims process.
  3. Communicate With Your Neighbor: While not legally required, communicating with your neighbor about the situation is often a good idea. They may not be aware that their tree caused damage, and they may want to resolve the matter amicably.
  4. Review Local Laws: In Tennessee, laws regarding tree damage can vary. Generally, if the tree was healthy and the incident was due to an act of nature (like a storm), it might be considered an “act of God,” and your insurance would likely handle the damages. If the tree was visibly unhealthy, and the neighbor was aware of the potential risk, they might be liable for negligence.
  5. Seek Legal Advice: If there are disputes, or if your neighbor refuses to take responsibility for the damage caused by their tree, you may want to consult with a legal professional to understand your rights and options in your area for your specific circumstance.
Fallen tree

Share Post


How Much Should it Cost to Replace Rotted Rafter Tails when I’m Replacing my Roof?

Discover the essential details on replacing rotted rafter tails in Knoxville, TN. Our comprehensive guide delves into the costs, procedures, and factors that impact the ...
signs you need a new roof, roof replacement indicators, when to replace your roof, roof aging signs, symptoms of a failing roof, roof replacement costs, best time to replace a roof, assessing roof damage, roof inspection for replacement, benefits of roof replacement

How do I know I need a full roof replacement?

Determining whether you need a full roof replacement can be a daunting task for any homeowner. Your roof is a critical barrier against weather and ...
Knoxville roof damage claims, How to file a roof insurance claim in Knoxville, Should I hire a roofing company for insurance claims,DIY vs professional roof claim handling, Knoxville TN roofing insurance assistance, Tips for filing roof insurance claims, Best roofing company in Knoxville for insurance claims, Roof damage insurance process in Tennessee, How to maximize roofing insurance claims, Knoxville homeowner roof claim advice

Should I File an Insurance Claim for My Roof Myself or Get a Roofing Company to Do It for Me?

Struggling with a roof insurance claim in Knoxville, TN? Learn whether you should handle it yourself or hire a professional roofing company. Discover the pros ...

Contact Litespeed Construction

We Offer Free Estimates & Quick Roof Inspections. Get Yours Today!

Send Us a Message

Call us for a free estimate

Residential Repair Knoxville TN

Residential Roof Repair

If your home is in need of a roof repair, we are the #1 expert in Residential Roof Repair in the Knoxville area and you are at the right place! With over a decade of quality roof repairs, Litespeed will fix that leak fast and right the first time! Because we know how important your home is to you.

Commercial Roof Repair Knoxville TN


If your business is in need of a roof repair, we are the #1 expert in Commercial Roof Repair in the Knoxville area. We have over a decade of quality roof repairs, Litespeed will fix that leak fast and right the first time! Because we know how important your Business is to you.

Emergency Roof Repair

As a homeowner, you never want to experience an Emergency Roof Repair, but there are times when Mother Nature has other plans in store. However, in the event of an emergency, it is important to have a go-to roofing contractor to contact to get professional repairs done quickly in order to prevent further damage.

Knoxville TN Roof Leak Repair

Roof Leak Repair

Roof Leak Repair is something that we have been doing right for over a decade. We are fast and we get the job done correctly the first time.

If you need a repair, call us today and we can help you solve your problem fast.

Call: (865) 297-3286