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Inspecting a Roof Insurance Claim After Farm Bureau Adjuster Came Out

Powell, TN, Roof Inspection, Storm Damaged Roof
October 7, 2020

Powell, TN

This homeowner called about a roof leak on a 15-year-old roof. We came out to inspect the roof leak and we’re advised that farm bureau has been out to assess the roof for storm damage. Our homeowner Is an a part of Powell TN that had several big hail storms in the past five years And over half of the roof has noteworthy amounts of hail damages. Take a look at the photos and videos and see for yourself. We will be suggesting that the insurance company reconsider denying paying for this roof claim.

Chalk marks from farm bureau adjuster on a roof

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Adjuster’s chalk marks on a shingle roof saying there’s no damage to the roof

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The hail marks are right heside the adjusters chalk marks

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It’s a video of a roof inspection with hail damages to it
It’s a video of a roof inspection with hail damages to it. This roof inspection was after the adjuster came out and took a look at this roof.

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This Roof Has Problems Besides Hail Damages

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This is How You Don’t Nail Shingles

This roof has this problem everywhere, the issue is that the nails are too close to the unions of the shingles. This problem can lead to reflex anytime anyplace anywhere.

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Adjusters Chalk Marks W=0 H=0
What an insurance adjuster will typically do is to put chalk marks on the roof. They will describe which side of the roof that the chalk marks are on north south east or west, and then describe what damages W stands for wind and H stands for hail. Equals zero means that they found no wind or hail damage on the shingle roof.

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Very Cool Customer How we Can Help
This is a scenario where there is an amount of marginal hail damage on this roof and the roof has a lot of granular loss as a result of it. This is occurring primarily on the back and right sides which are west-facing and south-facing. This video is him talking about hopefully getting the insurance company to come back out and reinspect the roofs and find some funding to replace this roof.

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Hail Date and Hail Map in Knoxville TN 6-14-2020

Hail Reports for Knoxville TN in 2020

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Hail Reports for Knoxville TN in 2020
These are the reports of the hail damages that occurred 6-14-20 In the Knoxville Tennessee area. These images are from a service called iDamage. The gray marks on the map or hail dates and locations that have occurred in the past year in our area.

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