This roof has this problem everywhere, the issue is that the nails are too close to the unions of the shingles. This problem can lead to reflex anytime anyplace anywhere.

What an insurance adjuster will typically do is to put chalk marks on the roof. They will describe which side of the roof that the chalk marks are on north south east or west, and then describe what damages W stands for wind and H stands for hail. Equals zero means that they found no wind or hail damage on the shingle roof.

This is a scenario where there is an amount of marginal hail damage on this roof and the roof has a lot of granular loss as a result of it. This is occurring primarily on the back and right sides which are west-facing and south-facing. This video is him talking about hopefully getting the insurance company to come back out and reinspect the roofs and find some funding to replace this roof.