Yes, roof leaks are covered by homeowners insurance if caused by storm damage, such as wind or hail. Check with your insurance policy to make sure there are no exclusions regarding your roofing. Interior damage to things like drywall or flooring is always covered by insurance, but roof damage is only covered if caused by a storm. If the roof leak is a result of wear and tear, age, or lack of proper maintenance, it may not be covered.
It’s important to read and understand your homeowner’s insurance policy and, if necessary, discuss coverage details with your insurance agent. If you experience a roof leak, document the damage with photographs and contact your insurance company promptly to report the incident. They can guide you through the claims process and determine whether the specific circumstances of the leak are covered under your policy.
