SHOULD I READ MY INSURANCE POLICY BEFORE FILING A ROOF CLAIM?
Yes, it is better to read your insurance policy before filing a claim to help you better understand the claims process. Your insurance policy will also detail the process of arbitration if your insurance company doesn’t agree with the roofing contractor’s scope of loss or amounts of loss.
You can contact your insurance company for a copy of your policy.
REASONS WHY KNOWING YOUR INSURANCE POLICY IS IMPORTANT:
- Coverage Details: Learn of any exclusions, and know what deductible amount you will pay before repairs begin.
- Documentation Requirements: Insurance companies often require documentation, such as photos, estimates, and other evidence of the damage, to process a claim.
- Timelines: Policies may have specific timelines for reporting damage and filing a claim.
