Hiring a roofing contractor near me is one of the most important decisions you’ll make as a homeowner. Your roof protects your home from the elements, provides insulation, and adds resale value. But unfortunately, the roofing industry is often plagued by unlicensed contractors, storm-chasing scammers, and poor workmanship.
That’s why knowing what to ask before hiring a roofer is essential. Whether you’re in Knoxville, TN or elsewhere in the U.S., these questions and tips will guide you in choosing a qualified, insured, and trustworthy roofing professional — like the award-winning team at Litespeed Construction.
Key Takeaways
💡Verifying licenses and insurance protects you legally and financially.
💡Not pulling proper permits could delay projects or lead to fines.
💡Protect yourself with detailed contracts covering scope, price, and warranties.
💡Different materials have different lifespans, costs, and maintenance requirements.
The Risk of Hiring the Wrong Roofer
According to the Tennessee Department of Commerce & Insurance (TDCI), more than 1,400 roofing-related consumer complaints were filed in 2023 — many involving unlicensed or uninsured contractors.
Even worse, the FTC warns that roofing scams spike 300% after major storms, with many “contractors” disappearing with down payments.
Choosing the right roofer doesn’t just save you money — it protects your home, your insurance, and your peace of mind.
Roofing Laws & Licensing Requirements in Tennessee
To work legally as a roofing contractor in Tennessee:
| Type of Project | License Required | Issuing Agency |
|---|---|---|
| Jobs over $25,000 | Tennessee Contractor License | TN Board for Licensing Contractors |
| Jobs $3,000–$24,999 | Home Improvement License (select counties including Knox) | Local Government |
| All Jobs | Business License | TN Department of Revenue |
🔍 License Lookup:
You can verify a contractor’s license at verify.tn.gov.
Knoxville-Specific Roofing Permit Requirements
In Knox County, a permit is required for any structural roof replacement or major roof alteration. Permits are issued by the Knox County Codes Administration & Enforcement Department.
📝 Permit Requirements Include:
- Scope of work
- Contractor license verification
- Project plans or drawings (if structural)
- Permit fees (typically $50–$150)
- Final inspection appointment
NOTE: Litespeed Construction handles all permitting for clients to avoid delays or legal issues.
Essential Questions to Ask Any Roofing Contractor Near Me
1. Are You Licensed to Work in Tennessee?
Unlicensed roofers often offer lower prices but higher risks. Licensing ensures contractors meet state-mandated standards for roofing safety and knowledge.
🔐 What to Ask:
- “Can I see your TN license and verify it online?”
- “Are you licensed specifically for roofing work?”
✅ Best Practice:
Ask for the contractor’s license number and verify it at verify.tn.gov.
2. Do You Carry Liability and Workers' Comp Insurance?
This is non-negotiable. A lack of insurance puts your home and finances at risk.
| Type of Insurance | Purpose |
|---|---|
| General Liability | Covers damage to your property during the job |
| Workers' Comp | Covers injuries to workers on your property |
3. Can You Provide a Written Estimate and Contract?
Verbal estimates = No accountability.
🧾 A Proper Contract Should Include:
- Job scope
- Start/end dates
- Material types & brands
- Payment schedule
- Cleanup responsibilities
- Warranty terms
📑 Pro Tip:
Ensure all warranties are in writing before signing the contract.
4. What Warranty Do You Offer?
There are two warranties you should ask about:
| Warranty Type | What It Covers | Duration |
|---|---|---|
| Manufacturer | Defects in roofing materials | 20–50 years |
| Workmanship | Errors in installation | 1–10+ years |
Litespeed Construction offers transferable, registered warranties, giving homeowners long-term protection.
5. Do You Have Local References or Reviews?
Look for local proof of work, not just generic online reviews.
✅ What to Request:
- Past customer references (within last 6–12 months)
- Photos of completed Knoxville projects
- Links to verified reviews (Google, Yelp, BBB)
6. What Experience Do You Have With My Roofing Type?
Different materials = different expertise needed.
| Roof Type | Specialized Knowledge Required? |
|---|---|
| Asphalt Shingles | Basic installation |
| Metal Roofs | Requires flashing & seam knowledge |
| Flat Roofs (EPDM, TPO) | Commercial-grade training |
| Tile or Slate | Heavier materials, special techniques |
7. How Will You Protect My Property During Work?
Ask about:
- Dumpster placement
- Tarping of plants, HVAC units, and windows
- Magnet sweeps for nails
- Debris cleanup plan
8. Will You Handle All Permits and City Inspections?
Permitting is essential and often overlooked.
💡 Tip:
If a contractor tells you, “You can pull the permit yourself,” consider it a red flag.
9. Who Will Supervise My Project?
You don’t want your roof managed by an absentee subcontractor.
✅ Ask:
- “Will a project manager be onsite daily?”
- “Who do I contact with questions or concerns?”
10. What’s the Project Timeline, and How Do You Handle Delays?
Roofing delays happen — mostly due to weather and material supply.
🕒 Ask:
- “What’s the start-to-finish timeline?”
- “How do you communicate delays?”
- “Will I be notified in real-time?”
Roofing Material Comparison: Pros, Cons, and Lifespans
| Material | Avg. Lifespan | Pros | Cons | Avg. Cost (per sq. ft.) |
|---|---|---|---|---|
| Asphalt Shingles | 20–30 yrs | Affordable, common | Shorter lifespan | $3.50–$5.50 |
| Metal Roofing | 40–70 yrs | Durable, fire-resistant | Higher upfront cost | $7–$12 |
| Clay/Slate Tiles | 50–100 yrs | Premium, aesthetic | Heavy, expensive | $10–$25 |
| Flat Roof (TPO/EPDM) | 15–25 yrs | Low-slope compatible | Requires maintenance | $5–$8 |
| Synthetic Roofing | 30–50 yrs | Lightweight, impact-resistant | Varies by brand | $6–$10 |
Homeowner’s Roofing Checklist (Pre-Hiring)
Before you hire any roofing contractor, go through this checklist:
✅ Verify TN license at verify.tn.gov
✅ Request proof of insurance (Liability + Workers’ Comp)
✅ Get at least 3 written estimates
✅ Ask about manufacturer and workmanship warranties
✅ Request references and verify recent local jobs
✅ Ensure contract includes all job specs
✅ Clarify who will manage the job
✅ Confirm who will handle permits
✅ Ask for a detailed timeline and delay policy
✅ Avoid any contractor who demands full payment upfront
FAQs About Hiring a Roofing Contractor Near Me
Verify licenses, check for insurance, and confirm local references.
$7,800–$14,000 depending on material and size.
Yes. Most reputable contractors offer in-house or third-party financing.
Storm damage usually is. Wear and tear is not.
Typically 1–3 days for standard homes. More for larger or specialty roofs.
Yes, but expect noise and potential temporary disruptions.
Beware of storm chasers, upfront cash demands, and no written contracts.
Spring and early fall offer mild weather for fast, clean installation.
Yes — twice a year and after every major storm.
Trust the Roofing Experts at Litespeed Construction
If you’re searching for a “roofing contractor near me” in Knoxville, make sure you’re hiring more than just a business — you’re hiring a partner in protecting your home.
With years of experience, top ratings, and deep local roots, Litespeed Construction provides dependable, code-co
