Discover expert tips on handling insurance adjusters and the crucial role of Litespeed Construction, Knoxville’s premier roofing specialists, in securing your home’s protection and peace of mind.
When an insurance adjuster evaluates your roof, they assess the damage to a roof and determine the coverage provided by an insurance company.
Yes, it is better to read your insurance policy before filing a claim to help you better understand the claims process. Your insurance policy will also detail the process of arbitration if your insurance company doesn’t agree with the roofing contractor’s scope of loss or amounts of loss.
WHY DOES MY ROOF COST MORE THAN MY NEIGHBORS?
Your roof may cost more than the surrounding homes in your neighborhood due to multiple factors, including the size of your home and shape of the roof. Different insurance companies also pay differently, and most of the time, roofers will accept what insurance companies offer towards the cost of repairs as it can be difficult to adjust.
You should obtain anywhere from one (1) to five (5) estimates from roofers, mainly to make sure you get the roofer that is right for your job. You should hire a roofer that you trust, feel comfortable working with, and who is willing to act as a consultant to guide you through the roofing process.
There are no insurance rules that require you to obtain multiple estimates. Ultimately, the goal is to find a reputable roofing contractor who can meet your needs within your budget.